🐦 推特SerenityV1 · 实盘不做把握 3/10
北京时间·🕒 发布 04-13 09:22:11时区推断·⟳ 抓取 06-03 20:37:31回填·⚡ 决策 06-17 08:11:53·132.4 天前
KOL批评Clarity Act偏袒传统银行并指责COIN妥协
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Let's get this straight: The Clarity Act is a bank lobbyist bill. Where JPM and others lobbied both sides to get contro…
不做 CRCL.US
KOL情绪帖，稳定币法案属长期监管旧闻，无短期硬催化剂，缺乏可交易edge
不做 COIN.US
KOL评论监管环境，提及银行牌照但无官方公告证实，属长期话题，方向模糊，无短期交易价值
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原文全文
展开原文 · 1,088 字
Let's get this straight: The Clarity Act is a bank lobbyist bill.
Where JPM and others lobbied both sides to get control over digital assets / $CRCL stablecoins.
$COIN is probably going to sell out the industry because they got their conditional banking charter approved.
But effectively, this bans competition in yields:
-> So banks can continue offering .3% interest checking accs.
Instead of handing out 4.3% treasury yields and keep the 4% difference.
-> Hands them chokepoints over on/off-ramps and stablecoins.
-> Bans any non-banks from offerings, like startups giving out 4.3% yields by holding stablecoins.
Their claim?
1. “Safety”. These are the same institutions that operate on fractional reserve models and would GG on a bank run vs. 1-1 collateralized tokens.
2. “Just become a bank”. While they secretly lobby behind the scenes to prevent any new competitive firm from becoming a bank.
If you want to see how it's things are doing under this administration:
Just look at how things are going.
Any genuinely helpful to retail are just going to get banned.
Where JPM and others lobbied both sides to get control over digital assets / $CRCL stablecoins.
$COIN is probably going to sell out the industry because they got their conditional banking charter approved.
But effectively, this bans competition in yields:
-> So banks can continue offering .3% interest checking accs.
Instead of handing out 4.3% treasury yields and keep the 4% difference.
-> Hands them chokepoints over on/off-ramps and stablecoins.
-> Bans any non-banks from offerings, like startups giving out 4.3% yields by holding stablecoins.
Their claim?
1. “Safety”. These are the same institutions that operate on fractional reserve models and would GG on a bank run vs. 1-1 collateralized tokens.
2. “Just become a bank”. While they secretly lobby behind the scenes to prevent any new competitive firm from becoming a bank.
If you want to see how it's things are doing under this administration:
Just look at how things are going.
Any genuinely helpful to retail are just going to get banned.
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