Intuit在QuickBooks中推出面向小企业的商业信用卡

Intuit Launches Business Credit Card That Brings Spend Management, Rewards, and Insights Together in QuickBooks
The Only Business Credit Card That Syncs Natively with QuickBooks, Giving Small Businesses Unrivaled Direct Visibility into Spending and Cash Flow, Powered Globally by the Mastercard Network
MOUNTAIN VIEW, Calif.--(BUSINESS WIRE)-- Intuit (NASDAQ: INTU), the global financial technology platform that makes Intuit TurboTax, Credit Karma, QuickBooks, Mailchimp and Intuit Enterprise Suite, today introduced Intuit Business Credit Card*, a new World Elite Business Mastercard product designed to transform how small businesses manage spending, access credit, and understand their financial health in one place. For QuickBooks users, the card syncs natively with the platform they already rely on, automatically matching receipts to transactions and delivering visibility into spending and cash flow in one place. With unlimited 2% cash back on everyday purchases and 5% cash back on Intuit products and services**, the card can help ensure that every dollar spent works harder to drive businesses forward.
The Intuit Business Credit Card is built for businesses that want to spend smarter, earn more, and grow with confidence. As businesses scale, the card grows with them: with unlimited employee cards and customizable spend controls, teams can delegate spending without losing oversight. Unlike solutions built primarily around expense tracking, the Intuit Business Credit Card adds the benefit of repayment flexibility with a customized credit limit, and native synchronization with QuickBooks, in addition to robust expense controls and rewards.
“The Intuit Business Credit Card gives businesses something they have never had before: a single, connected solution for spending, cash flow, and credit that is built around how their business actually performs,” said David Hahn, EVP and General Manager, Services Group at Intuit. “We know businesses don’t have a one-size-fits-all need for capital, which is why we’re building a range of capital solutions on the Intuit platform. The Intuit Business Credit Card introduces a smarter way to power business growth with critical controls and value on every dollar spent. This is an important part of Intuit's broader commitment to building the capital solutions small businesses need to grow with confidence.”
According to the Intuit QuickBooks Small Business Financing Report, businesses that use financing are nearly twice as likely to be in an active growth phase compared to those relying on personal funds, highlighting how critical access to capital is for growth. Yet many businesses still lack timely access to capital and real-time visibility into their financial health, relying on disconnected tools and manual processes to manage spending, accounting, and financing. The Intuit Business Credit Card addresses this directly by bringing spending, credit, and financial data together in one connected solution, enabling smarter cash flow control, confident spending, and growth opportunities.
The Intuit Business Credit Card: Built for Every Stage of Business Growth
The Intuit Business Credit Card offers a comprehensive set of capabilities designed to help businesses spend smarter, earn more, and grow with confidence. From your first day in business to your first accountant, the card is built to grow with you. Key features and benefits of the Intuit Business Credit Card include:
- Seamless QuickBooks Integration: For most businesses, month-end means hours of manual reconciliation, tracking transactions, and correcting categorization errors. The Intuit Business Credit Card removes that friction by automatically creating a dedicated account and connecting it directly to the QuickBooks bank feed when the card is opened. From there, transactions, receipts, and statements automatically sync into QuickBooks, keeping spending data current and giving business owners a timely, 360-degree view of cash flow from one place.
- Automated Receipt Management: Businesses often lose hours each month to manual receipt workflows, from employee reminders to finance-team review and reconciliation. The Intuit Business Credit Card eliminates that work by automatically matching receipt photos to the corresponding transaction in QuickBooks, ensuring accurate record-keeping, cleaner books, and a faster path to tax readiness.
- Approved to Spending in Minutes: Waiting days or weeks for a credit decision and a card in the mail is time small businesses cannot afford to lose. Approved businesses can go from application to spending in as little as three minutes, with immediate access to a virtual card that can be used online or added to a digital wallet for in-store purchases. This credit line gives businesses greater control over cash flow from day one, providing the speed and flexibility needed to address expenses as they arise.
- Built-In Financial Value, Partner Perks, and Rewards: Businesses earn unlimited 2% cash back on everyday purchases and 5% on Intuit products and services, including QuickBooks and Mailchimp, with no annual fee***. With global acceptance on the Mastercard network, businesses can earn rewards wherever they spend while accessing exclusive partner discounts.
- Integrated Spend Management for Growing Teams: When a business starts adding employees, spending quickly becomes hard to track. Without real-time visibility into employee purchases, costs can accumulate undetected, and budgets can slip before there is any chance to course correct. The Intuit Business Credit Card addresses this by allowing businesses to issue physical and virtual cards to an unlimited number of authorized users immediately upon approval with individualized controls, spending limits, and real-time notifications, so teams can operate efficiently without losing financial oversight.
- Separates Business and Personal Financial Profiles: Mixing business and personal expenses can create confusion at tax time and make it harder to get a clear picture of business finances. The Intuit Business Credit Card helps maintain a clear boundary between personal and business finances, without impacting personal credit scores when applying. Keeping business and personal expenses separate is also a smart tax move as businesses may be able to deduct the interest they pay on business credit cards, a benefit that is easy to miss when expenses are commingled. By automatically categorizing transactions through QuickBooks, the card makes it simple to identify deductible business interest and stay organized for tax season.
- Intelligent Cash Flow Insights: Most businesses know what they spent last month but have little visibility into what their spending means for next month. Integrated with Intuit’s AI-driven platform, the card fuels forward-looking insights that help businesses understand how today’s spending impacts tomorrow’s cash flow. By connecting credit data with QuickBooks, business owners receive a more comprehensive view of their finances, allowing them to move from reactive tracking to proactive, data-driven decisions.
Leveraging Mastercard’s trusted global payments network, cardholders can transact with confidence with hundreds of millions of locations worldwide, with each purchase protected by advanced, AI-driven fraud detection and Zero Liability coverage. Cardholders will also have access to World Elite Business Mastercard benefits, offering premium features tailored to support business needs.
“Businesses today are digital-first and because of that workflow they are constantly seeking ways to integrate their services – they need partners they can trust to help them address that,” said Eimear Creaven, president, Global Partnerships, Mastercard. “Together with Intuit, we're bringing to market a solution that combines Mastercard's global acceptance, security, and World Elite Business benefits with Intuit's deep understanding of small business finances. The Intuit Business Credit Card de