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北京时间·🕒 发布 19:30:00(美东 07:30)·⟳ 抓取 19:35:08 +5m08s·⚡ 决策 08-04 19:36:27 +1m19s·83.8 天前
西联汇款推出基于稳定币的 Stablecard 数字钱包和 Visa 卡
西联汇款(WU.US)推出 Stablecard,方向上有助于其把汇款接收、美元稳定币储值和 Visa 消费场景连接起来。
📄 原文WU↗ 原文
Western Union Launches Stablecard in Partnership with Rain
Enabling Consumers to Hold and Spend Dollar Value Across One of the World's Largest Money Movement Networks DENVER & NE…
不做 西联汇款(WU.US)
不做:这是未披露金额和经济权益的新产品发布,方向偏正面但无法量化短期收入利润增量,缺乏正期望交易边界。
不做 Visa(V.US)
不做:仅为卡网络场景接入,未披露新增支付量或收入贡献,相对 Visa 体量过小。
展开详情(成交明细 / 研究档案 / 原文全文 / 决策记录链)
研究档案
🔎 新鲜度:最早出现 2026-08-04 · 扩散 low · price-in 风险 medium ↗
关键理由
- 西联汇款(WU.US)推出 Stablecard,方向上有助于其把汇款接收、美元稳定币储值和 Visa 消费场景连接起来。
- 但公告未披露用户规模、费率、收入分成、交易量目标或对收入利润的量化贡献,短线无法证明相对公司体量有足够可交易增量。
主要风险
- Stablecard 属于新产品商业化启动,采用率、监管合规和单位经济性尚未验证。
- Rain、Anchorage Digital Bank、Visa 等合作方分工明确,但公告没有披露西联在链上钱包和卡消费中的具体经济权益。
原文全文
展开原文 · 5,139 字
Enabling Consumers to Hold and Spend Dollar Value Across One of the World's Largest Money Movement Networks
DENVER & NEW YORK--(BUSINESS WIRE)--
The Western Union Company (“Western Union”) (NYSE: WU) and
Rain
, today announced the launch of Stablecard by Western Union, a digital wallet and USDPT-backed Visa secured credit card designed to enable consumers to hold, move and spend U.S. dollar value globally.
Stablecard offers a consumer-friendly way to receive funds and store value in USDPT, a U.S. dollar stablecoin, in a secure digital wallet and spend seamlessly anywhere Visa is accepted. USDPT is issued by Anchorage Digital Bank on the Solana blockchain. USDPT is redeemable 1:1 for U.S. dollars and is fully backed by reserves.
The industry has spent years making digital dollars easier to move and store. Stablecard makes them easy to spend. Stablecard answers a simple need: hold dollar value and spend it anywhere Visa is accepted. For remittance receivers in markets where local currencies frequently fluctuate, a dollar-backed balance protects what they have already earned. For everyday spenders, it turns that balance into spending power at any Visa merchant or ATM, online or in store.
Stablecard goes live in 37 markets, including the key markets where local currency is not stable and demand for stablecoins is already visible—with Western Union targeting 60+ markets by the end of the year.
The Stablecard mobile app combines a digital USDPT wallet and a Visa card in a single experience. Customers can request and manage their Stablecard, hold and transfer USDPT, and send and receive funds to and from compatible digital asset wallets and exchanges — with value spendable instantly through the linked Visa card.
With Stablecard, users can:
Receive Western Union money transfers directly into their USDPT wallet
Hold value in USDPT, backed by U.S. dollars
Spend globally online or at merchant locations where Visa is accepted
Add Stablecard to their digital wallets such as Apple Pay and Google Pay
Access the Stablecard application today in the Apple App Store and Google Play
and instantly hold and spend USDPT in supported markets.
Western Union has designed the Stablecard to be intuitive and accessible to a broad range of customers, including remittance receivers and everyday spenders seeking greater control over how and when they use their funds.
“Stablecard represents the next step in making global financial services more accessible to our customers,” said Devin McGranahan, President and Chief Executive Officer of Western Union. “By combining the stability of a dollar-backed digital asset with the scale of Western Union’s global network and Visa’s acceptance footprint, we’re giving consumers a new way to hold value, move money and spend confidently across borders.”
“Western Union is putting stablecoin efficiency in the hands of people who have never thought about onchain money and never need to. With Rain's enterprise infrastructure underneath both the wallet and card, users enjoy a modern experience that just works with all of the compliance and protections built in,” said Farooq Malik, CEO and Co-founder of Rain.
Stablecard reflects Western Union’s ongoing efforts to expand its ecosystem of financial services, combining its global reach with new technologies to deliver greater choice, convenience and value to customers worldwide.
About Western Union
The Western Union Company (NYSE: WU) is committed to helping people around the world who aspire to build financial futures for themselves, their loved ones and their communities. Western Union’s leading cross-border, cross-currency money movement, payments and digital financial services empower consumers, businesses, financial institutions and governments - across more than 200 countries and territories and nearly 130 currencies - to connect with billions of bank accounts, millions of digital wallets and cards, and a global footprint of hundreds of thousands of retail locations. Western Union’s goal is to offer accessible financial services that help people and communities prosper. For more information, visit
www.westernunion.com
.
About Rain
Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, stablecoin and fiat wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 200 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world. Learn more at
https://www.rain.xyz/
.
WU-G
Western Union Contacts:
Investor Relations:
Tom Hadley
WesternUnion.IR@westernunion.com
Media Relations:
Amanda Demarest
media@westernunion.com
Rain Contacts:
Media Contact:
Lucas Piazza, Head of Marketing & Communications, Rain
lucas@rain.xyz
Source: The Western Union Company
DENVER & NEW YORK--(BUSINESS WIRE)--
The Western Union Company (“Western Union”) (NYSE: WU) and
Rain
, today announced the launch of Stablecard by Western Union, a digital wallet and USDPT-backed Visa secured credit card designed to enable consumers to hold, move and spend U.S. dollar value globally.
Stablecard offers a consumer-friendly way to receive funds and store value in USDPT, a U.S. dollar stablecoin, in a secure digital wallet and spend seamlessly anywhere Visa is accepted. USDPT is issued by Anchorage Digital Bank on the Solana blockchain. USDPT is redeemable 1:1 for U.S. dollars and is fully backed by reserves.
The industry has spent years making digital dollars easier to move and store. Stablecard makes them easy to spend. Stablecard answers a simple need: hold dollar value and spend it anywhere Visa is accepted. For remittance receivers in markets where local currencies frequently fluctuate, a dollar-backed balance protects what they have already earned. For everyday spenders, it turns that balance into spending power at any Visa merchant or ATM, online or in store.
Stablecard goes live in 37 markets, including the key markets where local currency is not stable and demand for stablecoins is already visible—with Western Union targeting 60+ markets by the end of the year.
The Stablecard mobile app combines a digital USDPT wallet and a Visa card in a single experience. Customers can request and manage their Stablecard, hold and transfer USDPT, and send and receive funds to and from compatible digital asset wallets and exchanges — with value spendable instantly through the linked Visa card.
With Stablecard, users can:
Receive Western Union money transfers directly into their USDPT wallet
Hold value in USDPT, backed by U.S. dollars
Spend globally online or at merchant locations where Visa is accepted
Add Stablecard to their digital wallets such as Apple Pay and Google Pay
Access the Stablecard application today in the Apple App Store and Google Play
and instantly hold and spend USDPT in supported markets.
Western Union has designed the Stablecard to be intuitive and accessible to a broad range of customers, including remittance receivers and everyday spenders seeking greater control over how and when they use their funds.
“Stablecard represents the next step in making global financial services more accessible to our customers,” said Devin McGranahan, President and Chief Executive Officer of Western Union. “By combining the stability of a dollar-backed digital asset with the scale of Western Union’s global network and Visa’s acceptance footprint, we’re giving consumers a new way to hold value, move money and spend confidently across borders.”
“Western Union is putting stablecoin efficiency in the hands of people who have never thought about onchain money and never need to. With Rain's enterprise infrastructure underneath both the wallet and card, users enjoy a modern experience that just works with all of the compliance and protections built in,” said Farooq Malik, CEO and Co-founder of Rain.
Stablecard reflects Western Union’s ongoing efforts to expand its ecosystem of financial services, combining its global reach with new technologies to deliver greater choice, convenience and value to customers worldwide.
About Western Union
The Western Union Company (NYSE: WU) is committed to helping people around the world who aspire to build financial futures for themselves, their loved ones and their communities. Western Union’s leading cross-border, cross-currency money movement, payments and digital financial services empower consumers, businesses, financial institutions and governments - across more than 200 countries and territories and nearly 130 currencies - to connect with billions of bank accounts, millions of digital wallets and cards, and a global footprint of hundreds of thousands of retail locations. Western Union’s goal is to offer accessible financial services that help people and communities prosper. For more information, visit
www.westernunion.com
.
About Rain
Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, stablecoin and fiat wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 200 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world. Learn more at
https://www.rain.xyz/
.
WU-G
Western Union Contacts:
Investor Relations:
Tom Hadley
WesternUnion.IR@westernunion.com
Media Relations:
Amanda Demarest
media@westernunion.com
Rain Contacts:
Media Contact:
Lucas Piazza, Head of Marketing & Communications, Rain
lucas@rain.xyz
Source: The Western Union Company
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