KB国民银行将1年期定存利率上调至3.4%，韩国五大银行本月已集体上调存款利率

KB Kookmin Raises Deposit Rates to 3.4% on One-Year Savings - Seoul Economic Daily
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KB Kookmin Bank raised interest rates on its time deposits by as much as 0.6 percentage points, lifting the rate on its flagship one-year product to 3.4% from 3.2%.
The bank raised rates on its KB Star Time Deposit by 0.15 to 0.6 percentage points depending on the term, effective the same day, financial industry sources said on the 14th. The rate on products with terms of six months to less than 12 months rose 0.15 percentage points to 3.15% from 3.00%. Products with terms of 12 months to less than 24 months rose 0.2 percentage points to 3.40% from 3.20%.
Longer-term products saw bigger increases. Rates on products with terms of 24 months to less than 36 months rose 0.6 percentage points to 3.00% from 2.40%. Products with terms of 36 months or longer rose 0.2 percentage points to 2.60% from 2.40%. A KB Kookmin Bank official said the bank decided to raise deposit rates to reflect the recent upward trend in market rates, including the Bank of Korea's policy rate increase.
With KB Kookmin joining in, all five major banks have raised rates on their flagship time deposit products this month. The top one-year rates on Shinhan Bank's Sol Convenient Time Deposit and Woori Bank's WON Plus Deposit each rose to 3.4%. Hana Bank also raised the one-year rate on its Hana Time Deposit to 3.3% from 3.2%. The one-year rate on NH NongHyup Bank's NH All One e-Deposit rose to 3.45% from 3.25%.
Time deposit rates at internet-only banks are also above the mid-3% range. KakaoBank offers 3.6% on one-year time deposits. K bank's Code K Time Deposit pays up to 3.61%, while Toss Bank's Interest First Time Deposit offers 3.60%.
Rates of 4% have also emerged on parking accounts at commercial banks. SC First Bank is offering a special rate of 3.4 percentage points, regardless of balance, to first-time customers who open an SC First Hi Account by the end of this year. Combined with base and preferential rates, the top rate reaches 4%.
The offer applies to new customers and existing customers who have not held a deposit account at SC First Bank in the past year. The special rate applies through Jan. 31 next year, meaning the earlier customers sign up, the longer they receive the benefit.
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Original reporting by
Jung Ji-won
for Seoul Economic Daily.
AI-translated from Korean. Quotes from foreign sources are based on Korean-language reports and may not reflect exact original wording.
Translated by AI on
Sep 14, 2026
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