韩国产业银行(IBK)披露年内已为4700名借款人重组/核销2138亿韩元贷款，属例行普惠金融操作

IBK Writes Off, Restructures 213.8 Billion Won for 4,700 Borrowers - Seoul Economic Daily
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IBK Industrial Bank of Korea CEO Chang Min-young reports on operations at a parliamentary audit of the Financial Services Commission and other agencies held by the National Assembly's National Policy Committee on Oct. 8. Yonhap News
Industrial Bank of Korea (024110) said on the 8th that it has restructured or written off 213.8 billion won ($149 million) in debt held by 4,700 borrowers so far this year.
From January through September, the bank restructured 114.3 billion won in loans owed by 256 companies in financial distress, offering grace periods on principal repayment and interest rate reductions. It aims to expand the program to more than 500 companies by year-end.
For 737 borrowers with small, long-overdue debts, the bank cut principal by as much as 95%. It also wrote off 71.3 billion won in long-delinquent loans held by 3,788 vulnerable borrowers who own no assets. The bank plans to expand such write-offs to 120 billion won by the end of this year.
"Through loan write-offs and debt reductions, we are supporting a genuine fresh start for borrowers," IBK President Jang Min-young said. "We will continue inclusive finance policies that vulnerable borrowers can feel in practice."
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Original reporting by
Lee Seung-bae
for Seoul Economic Daily.
AI-translated from Korean. Quotes from foreign sources are based on Korean-language reports and may not reflect exact original wording.
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