📰 ReutersReutersCodex · 实盘不做把握 7/10
北京时间·🕒 发布 07-30 19:11:45时区推断·⟳ 抓取 07-30 19:15:23·⚡ 决策 07-31 02:10:38 +6h55m·89.2 天前
ING称偏好补强型收购并提高长期手续费收入占比
CEO表态更偏好补强型收购而非大型交易，属于战略口径而非已签约交易。
📄 原文Reuters↗ 原文
Amsterdam-based bank ING (INGA.AS) is focused on "filling in the blanks" in its products and markets through organic gr…
不做 ING Groep（INGA.NL）
仅为长期战略与收入结构目标表态，无确定交易、无时间表、无短期可量化增量，不做。
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研究档案
🔎 新鲜度:最早出现 2026-07-30 · 扩散 medium · price-in 风险 medium ↗
关键理由
- CEO表态更偏好补强型收购而非大型交易，属于战略口径而非已签约交易。
- 手续费收入长期目标25%-35%未给出明确时间表，公司自身业绩口径仍只是2025年底约20%、2027年底约21%。
- 该信息没有形成对ING短期收入或资本回报的可量化增量。
主要风险
- 欧洲大型银行战略目标通常需要多年兑现，短线交易弹性不足。
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原文全文
展开原文 · 1,409 字
Amsterdam-based bank ING (INGA.AS) is focused on "filling in the blanks" in its products and markets through organic growth and bolt-on acquisitions, rather than pursuing large-scale deals, CEO Steven van Rijswijk said on Thursday.
He pointed to recent deals in Spain and Poland to enter the private wealth segment, a service it has provided elsewhere but not in those markets yet.
The strategy forms part of ING's broader effort to increase fee and commission income and reduce its reliance on interest-rate driven revenue by focusing on monetising everyday banking services and growing its private banking, investment, and wealth management operations.
Van Rijswijk said that ING, which offers retail and wholesale banking services to customers in more than 100 countries, should aspire to raise its fee income to 25-35% of total income over time, a level he said was typical of most peers in Europe. He did not provide a definite timeline for the target.
"I'm very quickly growing my fees ... at the same time, the interest rate grows as well. Of course, I can't complain, I can't say, 'damn it, now we also have good interest'. But when I get some headwinds, I want to have a larger fee base," he told Reuters.
In its earnings report earlier on Thursday, ING said it was targeting fee income of around 20% of total income by the end of 2025, rising to about 21% by the end of 2027.
He pointed to recent deals in Spain and Poland to enter the private wealth segment, a service it has provided elsewhere but not in those markets yet.
The strategy forms part of ING's broader effort to increase fee and commission income and reduce its reliance on interest-rate driven revenue by focusing on monetising everyday banking services and growing its private banking, investment, and wealth management operations.
Van Rijswijk said that ING, which offers retail and wholesale banking services to customers in more than 100 countries, should aspire to raise its fee income to 25-35% of total income over time, a level he said was typical of most peers in Europe. He did not provide a definite timeline for the target.
"I'm very quickly growing my fees ... at the same time, the interest rate grows as well. Of course, I can't complain, I can't say, 'damn it, now we also have good interest'. But when I get some headwinds, I want to have a larger fee base," he told Reuters.
In its earnings report earlier on Thursday, ING said it was targeting fee income of around 20% of total income by the end of 2025, rising to about 21% by the end of 2027.
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