Seeking AlphaCodex · 实盘不做把握 7/10
北京时间·🕒 发布 18:19:24时区推断·⟳ 抓取 18:26:25·⚡ 决策 07-23 18:34:40 +8m15s·96.0 天前
Huntington Bancshares 二季度调整后 EPS 符合预期
本次披露的核心 EPS 为 in-line，属于财报日常规披露，未形成明确超预期方向。
📄 原文Seeking Alpha↗ 原文
Huntington Bancshares Non-GAAP EPS of $0.39 in-line
- Huntington Bancshares press release (HBAN): Q2 Non-GAAP EPS of $0.39 in-line. - Net interest income increased $161 mi…
不做 Huntington Bancshares（HBAN.US）
排期内财报且调整后 EPS 符合预期，缺少明确正向或负向 surprise，不做。
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研究档案
🔎 新鲜度:最早出现 2026-07-23 · 扩散 medium · price-in 风险 medium ↗
关键理由
- 本次披露的核心 EPS 为 in-line，属于财报日常规披露，未形成明确超预期方向。
- 净息收入、非息收入和贷款存款规模同比增长较快，但没有给出相对市场预期的正向 surprise。
- 区域银行财报需看信用成本、净息差和指引超预期，本信号仅列示经营数据，无法形成短周期正期望交易。
主要风险
- 若公司电话会或完整财报给出超预期指引，需由后续新信号重新研判。
原文全文
展开原文 · 1,335 字
- Huntington Bancshares press release (HBAN): Q2 Non-GAAP EPS of $0.39 in-line.
- Net interest income increased $161 million, or 9%, from the prior quarter, and $585 million, or 40%, from the year-ago quarter.
- Noninterest income increased $103 million, or 15%, from the prior quarter, to $785 million. From the year-ago quarter, noninterest income increased $314 million, or 67%.
- Average total loans and leases increased $15.0 billion, or 9%, from the prior quarter to $189.3 billion and increased $56.1 billion, or 42%, from the year-ago quarter.
- Average total deposits increased $18.8 billion, or 9%, from the prior quarter and $60.0 billion, or 37%, from the year-ago quarter.
- Allowance for credit losses of $3.4 billion, or 1.78% of total loans and leases, at quarter end, an increase of $13 million from the prior quarter.
- Common Equity Tier 1 (CET1) risk-based capital ratio was 10.0%, at June 30, 2026, compared to 10.2% at the prior quarter end. Adjusted Common Equity Tier 11, including the impact of AOCI, excluding cash flow hedges, was 9.0%, compared to 9.2% at the prior quarter end.
- Tangible common equity ratio of 7.1%, up slightly from the prior quarter end and up from 6.6% a year ago.
- Tangible book value per share1 of $9.65, up $0.10, or 1%, from the prior quarter and up $0.52, or 6%, from a year ago.
- Net interest income increased $161 million, or 9%, from the prior quarter, and $585 million, or 40%, from the year-ago quarter.
- Noninterest income increased $103 million, or 15%, from the prior quarter, to $785 million. From the year-ago quarter, noninterest income increased $314 million, or 67%.
- Average total loans and leases increased $15.0 billion, or 9%, from the prior quarter to $189.3 billion and increased $56.1 billion, or 42%, from the year-ago quarter.
- Average total deposits increased $18.8 billion, or 9%, from the prior quarter and $60.0 billion, or 37%, from the year-ago quarter.
- Allowance for credit losses of $3.4 billion, or 1.78% of total loans and leases, at quarter end, an increase of $13 million from the prior quarter.
- Common Equity Tier 1 (CET1) risk-based capital ratio was 10.0%, at June 30, 2026, compared to 10.2% at the prior quarter end. Adjusted Common Equity Tier 11, including the impact of AOCI, excluding cash flow hedges, was 9.0%, compared to 9.2% at the prior quarter end.
- Tangible common equity ratio of 7.1%, up slightly from the prior quarter end and up from 6.6% a year ago.
- Tangible book value per share1 of $9.65, up $0.10, or 1%, from the prior quarter and up $0.52, or 6%, from a year ago.
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