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北京时间·🕒 发布 07-23 18:52:20时区推断·⟳ 抓取 07-23 18:53:09·⚡ 决策 07-24 08:28:47 +13h35m·95.4 天前
Bread Financial二季度EPS和收入均超预期
BFH二季度Non-GAAP EPS为3.55美元、超预期0.78美元，收入9.93亿美元、超预期3308万美元。
📄 原文Seeking Alpha↗ 原文
Bread Financial Holdings Non-GAAP EPS of $3.55 beats by $0.78, revenue of $993M beats by $33.08M
- Bread Financial Holdings press release (BFH): Q2 Non-GAAP EPS of $3.55 beats by $0.78. - Revenue of $993M (+6.9% Y/Y)…
不做 Bread Financial Holdings（BFH.US）
同一二季度业绩超预期催化已在近72小时处理库出现，不重复推卡；当前涨幅也已消化主要财报反应。
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研究档案
🔎 新鲜度:最早出现 2026-07-23 · 扩散 medium · price-in 风险 high ↗
关键理由
- BFH二季度Non-GAAP EPS为3.55美元、超预期0.78美元，收入9.93亿美元、超预期3308万美元。
- 平均贷款增长3%、期末贷款增长5%、信用销售增长11%，经营数据偏正面。
- 近72小时已处理库已有同一催化“Bread Financial二季度收入和利润超预期”，本条为重复转述。
主要风险
- 财报披露后股价最新仅涨1.68%，且同一事件已被系统处理，不应重复推交易卡。
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原文全文
展开原文 · 1,117 字
- Bread Financial Holdings press release (BFH): Q2 Non-GAAP EPS of $3.55 beats by $0.78.
- Revenue of $993M (+6.9% Y/Y) beats by $33.08M.
- Revenue increased $64 million, or 7%, primarily reflecting loan growth, the implementation of pricing changes,lower interest expense, higher interchange and merchant fees, partially offset by lower billed late fees andhigher retailer share arrangements.
- Average loans increased 3%, benefitting from growth in our new partnerships and improved credit sales.
- Book value per common share increased $13.91, or 21%, to $81.79.
- Tangible book value per common share(1) increased $11.45, or 22%, to $63.66.
- Credit sales were $7.5 billion, an increase of $0.7 billion, or 11%, driven by growth in our new partnerships andincreased general-purpose spending.• Average credit card and other loans of $18.2 billion were up 3%, and end-of-period credit card and other loansof $18.5 billion increased 5%, benefiting from growth in our new partnerships and improved credit sales.• End-of-period direct-to-consumer deposits of $9.4 billion increased 16%, or $1.3 billion, year-over-year
- Revenue of $993M (+6.9% Y/Y) beats by $33.08M.
- Revenue increased $64 million, or 7%, primarily reflecting loan growth, the implementation of pricing changes,lower interest expense, higher interchange and merchant fees, partially offset by lower billed late fees andhigher retailer share arrangements.
- Average loans increased 3%, benefitting from growth in our new partnerships and improved credit sales.
- Book value per common share increased $13.91, or 21%, to $81.79.
- Tangible book value per common share(1) increased $11.45, or 22%, to $63.66.
- Credit sales were $7.5 billion, an increase of $0.7 billion, or 11%, driven by growth in our new partnerships andincreased general-purpose spending.• Average credit card and other loans of $18.2 billion were up 3%, and end-of-period credit card and other loansof $18.5 billion increased 5%, benefiting from growth in our new partnerships and improved credit sales.• End-of-period direct-to-consumer deposits of $9.4 billion increased 16%, or $1.3 billion, year-over-year
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