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北京时间·🕒 发布 04:36:17时区推断·⟳ 抓取 04:40:41·⚡ 决策 07-28 04:41:28 +47s·92.2 天前
Peapack-Gladstone Financial二季度EPS小幅不及预期、收入略超预期
本次为例行季度财报披露，EPS低于预期0.03美元但收入高于预期0.93百万美元，净影响不够明确。
📄 原文Seeking Alpha↗ 原文
Peapack-Gladstone Financial GAAP EPS of $0.85 misses by $0.03, revenue of $86.1M beats by $0.93M
- Peapack-Gladstone Financial press release (PGC): Q2 GAAP EPS of $0.85 misses by $0.03. - Revenue of $86.1M beats by $…
不做 Peapack-Gladstone Financial（PGC.US）
例行财报正负混合，EPS仅小幅miss且收入与核心经营指标改善，缺少明确同向交易edge，不做。
展开详情(成交明细 / 研究档案 / 原文全文 / 决策记录链)
研究档案
🔎 新鲜度:最早出现 2026-07-27 · 扩散 medium · price-in 风险 medium ↗
关键理由
- 本次为例行季度财报披露，EPS低于预期0.03美元但收入高于预期0.93百万美元，净影响不够明确。
- 净息收入、净息差、贷款、存款、财富管理AUM和有形账面价值均同比改善，EPS小幅miss不足以构成强利空。
- 区域银行财报属于日历内事件，缺少指引上修、资产质量重大变化或资本回报惊喜，短线交易edge不足。
主要风险
- 若后续电话会披露信贷质量恶化或净息差指引转弱，区域银行估值可能重新承压。
原文全文
展开原文 · 937 字
- Peapack-Gladstone Financial press release (PGC): Q2 GAAP EPS of $0.85 misses by $0.03.
- Revenue of $86.1M beats by $0.93M.
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- Net interest income: $63.9 million, up 7% on a linked quarter and 32% year-over-year
- Net interest margin: 3.32%, an increase of 6 basis points compared to the previous quarter and 55 basis points year-over-year
- Loan growth: $6.7 billion in total loans, an increase of $854 million year-over-year
- Deposits: $7.1 billion at June 30, 2026, an increase of $694 million year-over-year
- Wealth management: $13.9 billion in assets under management and administration, up 13% year-over-year
- Wealth management fee income: $17.2 million or 20% of total revenue
- Shareholders' equity: $715.8 million at June 30, 2026, an increase of $86 million year-over-year
- Shareholder value: Tangible book value per share increased 9% year-over-year to $36.26. Book value per share increased 8% year-over-year to $38.70
- Revenue of $86.1M beats by $0.93M.
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- Net interest income: $63.9 million, up 7% on a linked quarter and 32% year-over-year
- Net interest margin: 3.32%, an increase of 6 basis points compared to the previous quarter and 55 basis points year-over-year
- Loan growth: $6.7 billion in total loans, an increase of $854 million year-over-year
- Deposits: $7.1 billion at June 30, 2026, an increase of $694 million year-over-year
- Wealth management: $13.9 billion in assets under management and administration, up 13% year-over-year
- Wealth management fee income: $17.2 million or 20% of total revenue
- Shareholders' equity: $715.8 million at June 30, 2026, an increase of $86 million year-over-year
- Shareholder value: Tangible book value per share increased 9% year-over-year to $36.26. Book value per share increased 8% year-over-year to $38.70
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