Seeking AlphaCodex · 实盘不做把握 5/10
北京时间·🕒 发布 16:21:04时区推断·⟳ 抓取 16:26:42·⚡ 决策 07-29 16:27:45 +1m03s·90.0 天前
渣打集团二季度盈利和净利息收入小幅超预期，并更新2026年指引
二季度GAAP EPS为1.52美元、较预期高0.11美元，净利息收入57.4亿美元、同比增长4.4%且高于预期约1亿美元。
📄 原文Seeking Alpha↗ 原文
Standard Chartered beats top-line and bottom-line estimates; updates FY26 outlook
- Standard Chartered press release (SCBFY): Q2 GAAP EPS of $1.52 beats by $0.11. - Net interest income of $5.74B (+4.4%…
不做 渣打集团（SCBFY.US）
大型银行排期财报仅小幅超预期，2026年指引没有显著上修，短线edge不足，不做。
不做 渣打集团（02888.HK）
同一财报对港股为温和利好，但披露时港股已收盘且缺少可量化超预期增量，次日追高性价比不足。
展开详情(成交明细 / 研究档案 / 原文全文 / 决策记录链)
研究档案
🔎 新鲜度:最早出现 2026-07-29 · 扩散 medium · price-in 风险 medium ↗
关键理由
- 二季度GAAP EPS为1.52美元、较预期高0.11美元，净利息收入57.4亿美元、同比增长4.4%且高于预期约1亿美元。
- 2026年经营收入增速指引仍为5%至7%区间中部附近，RoTE指引大于12%，属于稳健但不是大幅上修。
主要风险
- 这是大型银行排期财报，beat幅度和指引调整不足以构成短线高弹性重定价催化。
- FOMC利率决议临近，银行股短线更可能受利率路径和宏观风险偏好主导。
原文全文
展开原文 · 656 字
- Standard Chartered press release (SCBFY): Q2 GAAP EPS of $1.52 beats by $0.11.
- Net interest income of $5.74B (+4.4% Y/Y) beats by $100M.
- Return on Tangible Equity (RoTE) of 17.9 per cent, broadly flat.
- Guidance: Our revised 2026 guidance is as follows: • Operating income growth year-on-year to be around the middle of the 5-7 per cent range at constant currency and excluding material notable2 items – Within which, net interest income1 expected to be low single digit percentage growth year-on-year at constant currency • Expenses excluding notables2 expected to be around $13.3 billion at constant currency • RoTE to be greater than 12 per cent.
- Net interest income of $5.74B (+4.4% Y/Y) beats by $100M.
- Return on Tangible Equity (RoTE) of 17.9 per cent, broadly flat.
- Guidance: Our revised 2026 guidance is as follows: • Operating income growth year-on-year to be around the middle of the 5-7 per cent range at constant currency and excluding material notable2 items – Within which, net interest income1 expected to be low single digit percentage growth year-on-year at constant currency • Expenses excluding notables2 expected to be around $13.3 billion at constant currency • RoTE to be greater than 12 per cent.
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