Wise Q2(FY27)收入7.391亿美元低于预期约6,977万，但上调FY27收入增长指引至17.5%–20%区间上半段

Wise Group plc press release ( WSE ): Q2 Revenue of $739.1M misses by $69.77M . Customer holdings increased 28% YoY to $43.5 billion and card spend volumes grew to $14.3bn  as more customers use and trust Wise for more of their daily financial lives Cross-border take rate reduced 3bps YoY to 49bps, as we continued to proactively invest part of our operating leverage to further strengthen our competitive advantage of lower prices for customers Transaction revenue increased 22% YoY to $561.3 million and net revenue increased 21% YoY to $739.1 million (21% growth YoY on a constant currency basis) Outlook for FY27: Wise now expects FY27 net revenue growth to be in the upper half (17.5% - 20%) of our 15-20% medium-term target range on a constant currency basis1 Wise continues to expect FY27 income before tax (‘IBT’) margin around the top of our 20-25% range. For H1FY27, we expect the IBT margin to be c.23%, including one-off expenses equivalent to c.2ppts. This includes c.$15 million relating to the dual listing of Wise. Further detail will be provided in our H1FY27 results, including the progress we are making in unlocking transactional efficiency and reinvesting these gains to drive future growth.