陆金所控股发盈警：预计2026Q3净亏损13亿–17亿元，环比Q2（亏0.82亿）大幅恶化，同日换帅CFO

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6-K
1
d180390d6k.htm
6-K
6-K
UNITED STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 6-K
REPORT OF FOREIGN PRIVATE ISSUER
PURSUANT TO RULE
13a-16
OR
15d-16
UNDER THE SECURITIES EXCHANGE ACT OF 1934
For the month of October 2026
Commission File Number
001-39654
Lufax Holding Ltd
(Registrant’s name)
18th Floor, No. 1333
Lujiazui Ring Road
Pudong New District, Shanghai
People’s Republic of China
(Address of principal executive office)
Indicate by check mark whether the registrant files or will file annual reports under cover of
Form 20-F
or
Form 40-F. Form 20-F ☒
Form 40-F ☐
Exhibit Index
Exhibit 99.1—
Announcement with The Stock Exchange of Hong Kong Limited—Profit Warning
Exhibit 99.2—
Press Release—Lufax Announces Appointment of Chief Financial Officer
Exhibit 99.3—
Announcement with The Stock Exchange of Hong Kong Limited—Appointment of the Chief Financial Officer
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned, thereunto duly authorized.
Lufax Holding Ltd
By:
/s/ Xiang Ji
Name:
Xiang Ji
Title:
Chief Executive Officer
Date: October 16, 2026

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EX-99.1
2
d180390dex991.htm
EX-99.1
EX-99.1
Exhibit 99.1
Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited (the “
Stock Exchange
”) take no
responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the
contents of this announcement.
Lufax Holding Ltd
(Incorporated in the Cayman Islands with limited liability)
(Stock Code: 6623)
(NYSE Stock Ticker: LU)
PROFIT WARNING
This announcement is made
by Lufax Holding Ltd (the “
Company
”, together with its subsidiaries and consolidated affiliated entities, the “
Group
”) pursuant to Rule 13.09 of the Rules Governing the Listing of Securities on The Stock
Exchange of Hong Kong Limited (the “
Listing Rules
”) and the Inside Information Provisions (as defined in the Listing Rules) under Part XIVA of the Securities and Futures Ordinance (Chapter 571 of the Laws of Hong Kong).
The board (the “
Board
”) of directors (the “
Directors
”) of the Company wishes to inform the shareholders of the Company
(the “
Shareholders
”) and potential investors that, based on its preliminary assessment of the unaudited management accounts of the Group and information currently available to the Board, the Group expects to record a net loss of
between RMB1,300 million and RMB1,700 million for the three months ended September 30, 2026. For the first half of 2026, the Company recorded a net loss of approximately RMB694 million. Based on the information currently available,
the Board believes that the increase in net loss in the third quarter of 2026 was primarily attributable to the following factors:
(i)
The Company recorded an operating loss, primarily due to the increase in the credit impairment losses.
(ii)
Based on the Company’s current assessment of the overall business operation and financial performance of
the financing guarantee subsidiary of the Company, the Company expects to recognize additional tax expenses as a result of reduction of deferred tax assets.
(iii)
In light of the redemption of the An Ke Technology Convertible Promissory Notes upon its maturity as detailed
in the announcement of the Company dated August 20, 2026, the Company has changed its funding plans accordingly. Under the latest funding plans, the domestic subsidiaries of the Company are expected to make dividend distributions to the
overseas subsidiaries of the Company in order to satisfy the funding needs of the Company and its overseas subsidiaries. As a result, the Company expects to further recognize additional tax expenses.
1
The information contained in this announcement is only based on the preliminary assessment by the Board of
the information currently available and the latest available unaudited management accounts of the Group, which have not been reviewed by the Company’s audit committee or auditors and may be subject to adjustments as and when necessary. The
Company is in the process of preparing the financial results of the Group for the third quarter of 2026 which will be announced in due course.
Shareholders and potential investors are advised to exercise caution when dealing in the shares of the Company.
By order of the Board
Lufax Holding Ltd
Dicky Peter YIP
Chairman of the Board
Hong Kong, October 16, 2026
As of the date of this
announcement, the Board comprises Mr. Xiang JI as the executive Director, and Mr. Dicky Peter YIP, Ms. Wai Ping Tina LEE, Mr. Koon Wing Ernest IP, Mr. Siu Hong CHENG and Mr. Wai Kin CHIM as the independent
non-executive
Directors.
2

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EX-99.2
3
d180390dex992.htm
EX-99.2
EX-99.2
Exhibit 99.2
Lufax Announces Appointment of Chief Financial Officer
SHANGHAI, October 16, 2026 /PRNewswire/ — Lufax Holding Ltd (“Lufax” or the “Company”) (NYSE: LU and HKEX: 6623), a leading
financial services enabler for small business owners in China, today announced that it has appointed Ms. Jia Liu as the Chief Financial Officer of the Company, with effect from October 16, 2026.
The biographical details of Ms. Liu are set out below.
Ms. Liu, aged 42, has extensive experience in audit, banking and financial management of listed financial technology companies, and is familiar with
comprehensive financial management, strategy implementation and capital operations.
Since February 2020, Ms. Liu has successively served as the
chief capital operation officer and the chief financial officer of CITIC aiBank Corporation Limited (“CITIC aiBank”). During her tenure at CITIC aiBank, Ms. Liu has been responsible for overseeing the formulation of the bank’s
overall strategy, asset and liability management and financial analysis, and completed a number of equity financings and debt financings. Prior to that, from December 2014 to December 2019, Ms. Liu successively served as the financial
controller, the vice president of finance, the
co-chief
financial officer and the chief financial officer of Yiren Digital Ltd., where she led the capital market projects, managed the finance team and
developed cooperation with financial institutions. From May 2005 to December 2014, Ms. Liu served as a senior manager in the financial services department of Beijing office of PricewaterhouseCoopers for six years and an audit manager in the
banking and capital markets department of New York office of PricewaterhouseCoopers for three years, where she was responsible for specialised advisory and audit engagements for a number of financial institutions.
Ms. Liu obtained a bachelor’s degree in finance from Minzu University of China in July 2005 and a master’s degree in finance from the
University of Rochester in June 2013. Ms. Liu is qualified as both a Certified Public Accountant in the People’s Republic of China and a Certified Public Accountant in the United States.
The Company would like to warmly welcome Ms. Liu on her new appointment.
About Lufax
Lufax is a leading financial services
enabler for small business owners in China. The Company offers financing products designed principally to address the needs of small business owners and others. In doing so, the Company has established relationships with over 85 financial
institutions in China as funding partners, many of which have worked with the Company for over three years.
Investor Relations Contact
Lufax Holding Ltd
Email: Investor_Relations@lu.com
ICR, LLC
Robin Yang
Tel: +1 (646)
308-0546
Email: lufax.ir@icrinc.com

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EX-99.3
4
d180390dex993.htm
EX-99.3
EX-99.3
Exhibit 99.3
Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited (the “
Stock Exchange
”) take no
responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the
contents of this announcement.
Lufax Holding Ltd
(Incorporated in the Cayman Islands with limited liability)
(Stock Code: 6623)
(NYSE
Stock Ticker: LU)
APPOINTMENT OF THE CHIEF FINANCIAL OFFICER
The board (the “
Board
”) of directors (the “
Directors
”) of Lufax Holding Ltd (the “
Company
”, together
with its subsidiaries and other consolidated entities, the “
Group
”) hereby announces that, Ms. Jia LIU (
劉佳
) (“
Ms.
LIU
”) has been appointed as the chief financial officer of the Company, with effect from October 16, 2026.
The biographical details of Ms. LIU are set out below.
Ms. LIU, aged 42, has extensive experience in audit, banking and financial management of listed financial technology companies, and is familiar with
comprehensive financial management, strategy implementation and capital operations.
Since February 2020, Ms. LIU has successively served as the
chief capital operation officer and the chief financial officer of CITIC aiBank Corporation Limited*
(
中信百信銀行股份有限公司
) (“
CITIC
aiBank
”). During her tenure at CITIC aiBank, Ms. LIU has been responsible for overseeing the formulation of the bank’s overall strategy, asset and liability management and financial analysis, and completed a number of equity
financings and debt financings. Prior to that, from December 2014 to December 2019, Ms. LIU successively served as the financial controller, the vice president of finance, the
co-chief
financial officer
and the chief financial officer of Yiren Digital Ltd. (a company listed on NYSE (stock code: YRD)), where she led the capital market projects, managed the finance team and developed cooperation with financial institutions. From May 2005 to December
2014, Ms. LIU served as a senior manager in the financial services department of Beijing office of PricewaterhouseCoopers for six years and an audit manager in the banking and capital markets department of New York office of
PricewaterhouseCoopers for three years, where she was responsible for specialised advisory and audit engagements for a number of financial institutions.
*
English translation is provided for identification purpose only
1
Ms. LIU obtained a bachelor’s degree in finance from Minzu University of China (
中央民族大學
) in July 2005 and a master’s degree in finance from the University of Rochester in
June 2013. Ms. LIU is qualified as both a Certified Public Accountant in the People’s Republic of China and a Certified Public Accountant in the United States.
The Board would like to warmly welcome Ms. LIU on her new appointment.
By order of the Board
Lufax Holding Ltd
Dicky Peter YIP
Chairman of the Board
Hong Kong, October 16, 2026
As of the date of this
announcement, the Board comprises Mr. Xiang JI as the executive Director, and Mr. Dicky Peter YIP, Ms. Wai Ping Tina LEE, Mr. Koon Wing Ernest IP, Mr. Siu Hong CHENG and Mr. Wai Kin CHIM as the independent
non-executive
Directors.
2