车车科技发布覆盖新能源车险全链条的 ABAO AI Agent Family

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6-K
1
form6-k.htm
6-K
UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
6-K
REPORT
OF FOREIGN PRIVATE ISSUER
PURSUANT
TO RULE 13a-16 OR 15d-16
OF
THE SECURITIES EXCHANGE ACT OF 1934
For
the month of September 2026
Commission
File Number 001-41801
Cheche
Group Inc.
8/F,
Desheng Hopson Fortune Plaza
13-1
Deshengmenwai Avenue
Xicheng
District, Beijing 100088, China
(Address
of principal executive offices)
Indicate
by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.
Form
20-F ☒ Form 40-F ☐
SIGNATURE
Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
Dated:
September 1, 2026
By:
/s/
Lei ZHANG
Name:
Lei
ZHANG
Title:
Chief
Executive Officer and Director
EXHIBIT
INDEX
Exhibit
Number
Description
99.1
Press Release

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EX-99.1
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ex99-1.htm
EX-99.1
Exhibit 99.1
Cheche
Group Launches ABAO Agent Family, Deploying AI Across the Full NEV Insurance Value Chain
BEIJING–
September 1, 2026 – Cheche Group Inc. (NASDAQ: CCG) (“Cheche” or the “Company”), China’s leading
auto insurance technology platform, today announced the launch of the ABAO Agent Family, a suite of five specialized AI agents built
on Cheche’s proprietary vertical insurance large language model (“LLM”). Spanning the full NEV insurance lifecycle
— from dynamic pricing optimization to claims processing and specialized diagnostics — the ABAO Agent Family marks Cheche’s
strategic evolution from a digital insurance transaction platform into an AI-driven insurance infrastructure provider.
Redefining
the NEV Insurance Experience for Vehicle Owners and Carriers
Two
ABAO agents serve Cheche’s external ecosystem of vehicle owners and insurance carrier partners. The first, a claims companion agent,
provides NEV owners with end-to-end intelligent support from the moment an incident occurs. It automates the first notification of loss,
the damage assessment, and real-time claims status updates across multiple channels, including in-vehicle smart cockpit systems, customer
service hotlines, and OEM mobile applications. The agent is powered by a fully automated claims platform that integrates leading open-source
large model technologies with blockchain-based documentation, connecting OEM electronic parts catalogues with insurer direct repair networks
to enable second-level damage assessment and intelligent loss calculation.
This
platform is live with Volkswagen Anhui and Avatr, and fully integrated with PICC, Ping An, and China Pacific Insurance. Cheche also expects
to complete integration with Huawei’s Yinwang ecosystem in the near term, extending coverage to Yinwang-affiliated vehicle owners.
The
second external agent is a decision-grade underwriting and pricing tool built for insurance carrier professionals. Through a natural
language interface, underwriters can retrieve millisecond-level multi-dimensional risk analysis, including a Cheche Score rating, risk
trend analysis, and tailored renewal strategy,for any vehicle by inputting an order number, license plate, or VIN. The agent is powered
by Cheche’s proprietary NEV intelligent pricing model, which analyzes more than 200 dynamic risk-control factors across NEV structural
characteristics and ADAS/ADS operating data to deliver per-vehicle dynamic pricing across a five-tier risk segmentation framework. The
model is commercially deployed across more than 100 cities in China, and Cheche has agreements in place with more than 200 leading insurance
companies.
Driving
Structural Efficiency Gains Across Cheche’s Platform
Three
additional ABAO agents are deployed internally to streamline Cheche’s own service and operational workflows, underpinning the Company’s
evolution into a Model-as-a-Service (MaaS) platform. These agents automate customer service quality control, cross-departmental settlement
follow-up, and the processing of non-standardized carrier settlement documents. Together, they have delivered measurable operational
improvements: settlement workflow efficiency has increased by 30% and overall settlement processing efficiency has increaed by 50%, with
no incremental headcount.
“The
ABAO Agent Family represents significant advancement in how Cheche deploys AI across the insurance value chain,” said
Lei Zhang,
Founder, CEO and Chairman of Cheche Group
. “From the moment a vehicle owner initiates a claim, to the pricing and underwriting
decisions made by our carrier partners, to the settlement workflows orchestrated within our own platform — every step of the insurance
lifecycle is now enhanced by AI.
“While
we are in the early stages of fully realizing the commercial potential of this AI-driven infrastructure, the strong traction and enthusiasm
we are seeing across our carrier and OEM partnerships gives us confidence in the strategic direction we are building toward.”
Safe
Harbor Statements
This
press release includes “forward-looking statements” within the meaning of the “safe harbor” provisions of the
United States Private Securities Litigation Reform Act of 1995. Forward-looking statements may be identified by the use of words such
as “estimate,” “plan,” “project,” “forecast,” “intend,” “will,”
“expect,” “anticipate,” “believe,” “seek,” “target” or other similar expressions
that predict or indicate future events or trends or that are not statements of historical matters. These forward-looking statements also
include, but are not limited to, statements regarding existing and new partnerships and customer relationships, projections, estimation,
and forecasts of revenue and other financial and performance metrics, projections of market opportunity and expectations, the Company’s
ability to scale and grow its business, the Company’s advantages and expected growth, and its ability to source and retain talent,
as applicable. These statements are based on various assumptions, whether or not identified in this press release, and on the current
expectations of the Company’s management, and are not predictions of actual performance. These statements involve risks, uncertainties,
and other factors that may cause the Company’s actual results, levels of activity, performance, or achievements to materially differ
from those expressed or implied by these forward-looking statements. Further information regarding these and other risks, uncertainties,
or factors is included in the Company’s filings with the U.S. Securities and Exchange Commission. Although the Company believes
that it has a reasonable basis for each forward-looking statement contained in this press release, the Company cautions you that these
statements are based on a combination of facts and factors currently known and projections of the future, which are inherently uncertain.
The forward-looking statements in this press release represent the views of the Company as of the date of this press release. Subsequent
events and developments may cause those views to change. Except as may be required by law, the Company does not undertake any duty to
update these forward-looking statements.
About
Cheche Group Inc.
Established
in 2014 and headquartered in Beijing, China, Cheche is a leading auto insurance technology platform with a nationwide network of around
108 branches licensed to distribute insurance policies across 25 provinces, autonomous regions, and municipalities in China. Capitalizing
on its leading position in auto insurance transaction services, Cheche has evolved into a comprehensive, data-driven technology platform
that offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions in China. Learn more
at https://www.chechegroup.com/en.
Cheche
Group Inc.:
IR@chechegroup.com
Crocker
Coulson
Crocker.coulson@aumadvisors.com
(646)
652-7185